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An Illinois SR-22 (Financial Responsibility Insurance Certificate) is required by the Illinois Secretary of State in cases involving serious traffic violations such as:
-DUI / DWI (driving under the influence)
-Reckless driving
-Driving while suspended or revoked
-Too many points on your license (unsatisfied judgment suspension, safety responsibility suspension, or mandatory insurance supervision)
-At-fault accident without insurance
-Repeat traffic offenses within a short period
The SR-22 filing is typically required for 3 years from the date your driving privileges are reinstated (or longer in some aggravated DUI cases). Major violations like DUI stay on your Illinois driving record for your lifetime (visible to insurers for rating purposes usually 5–10 years).
Save-A-Lot guarantees the lowest SR-22 rates in Illinois and 100% customer satisfaction.
We partner with the top-rated, most competitive insurance carriers that specialize in high-risk drivers after a DUI or major violation in Illinois. Call us and speak instantly with a licensed Illinois SR-22 expert — no hold times, no automated menus.
With most standard insurance companies, rates can double, triple, or even quadruple after a DUI. At Save-A-Lot, we place you with hand-selected, A-rated Illinois carriers that specialize in SR-22 policies, so most clients see only a moderate increase — often far less than they expect.
At Save-A-Lot, the average cost of full-coverage SR-22 auto insurance in Illinois ranges from $1,200 to $3,500 per year (about $100–$300 per month), depending on your zip code, age, driving record, and the severity of the violation. The SR-22 filing fee itself is usually just $20–$50 one-time from the insurance company.
A non-owner SR-22 policy provides liability coverage when you drive a car you don’t own (borrowed or rental vehicles). It’s required in Illinois if you need to reinstate your license but do not own a vehicle. It meets the state’s minimum liability requirements (25/50/20) and keeps continuous coverage so you can get your license back faster.
After a DUI in Illinois, many standard companies will drop you or refuse to file the SR-22. Your license is suspended, and you’ll need an SR-22 to get it reinstated. Whether your car was totaled, you no longer own a vehicle, your current insurer canceled you, or you just need the cheapest possible SR-22, Save-A-Lot specializes in these situations and can get you covered the same day in most cases.
Absolutely. Not every company is willing to file an SR-22 in Illinois, and pricing varies dramatically. We instantly compare real-time quotes from over 40 top Illinois SR-22 carriers to find the one that offers you the lowest rate and best terms for your exact situation.
One of our Illinois-licensed SR-22 specialists will ask a few quick questions (takes about 5 minutes). We’ll explain exactly what the Secretary of State requires in your case, shop the best rates from dozens of carriers, and guide you step-by-step on how to reinstate your license and get legal again — usually the same day. No pressure, no obligation, and free quotes.
Call Save-A-Lot now for the fastest, cheapest SR-22 insurance in Illinois!
Pay instantly with any major card - SR-22 filed in minutes. No hassles, No delays. Get legal & Drive tomorrow!

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For customer assistance please contact us by phone 708-773-4608 or by email [email protected] and one of our team members will be with you by the end of the business day.
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Joelle helped me with exactly what I needed. I had 2 weeks of sr22 left to take care of after my policy lapse, and she worked with me so I wouldn't have to pay for a whole additional year of it. Her service was greatly appreciated.



What an amazing service! Sophia did great. She is very respectful and curtious. I was unable to make the payment until my pay period the next day, i gave Sophia a time that'd be best to call back for payment and she did just that! Perfect timing, and quick thoughtful service. Thank you!



Tracy was great when helping with my policy. She was very informative about the different rates and benefits. She went above and beyond to help me pick the best policy for me, she did a great job and very professional and friendly!